14 November, Sofiaa Hotel Balkan
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The event

During the last six years, the Annual Banks Conference has established as a must-attend meeting for industry leaders in the finance and banking sector as well as senior executives of various-scale companies. The event aims at providing an opportunity for the leading banks in Bulgaria to outline their plans for implementing innovation, growth, and expansion.

The individual presentations offer in-depth analysis of bank professionals, regulators, and experts and will present the financial landscape and the economic perspectives for the upcoming year. The panel discussions explore the trends and priorities for the development of the bank sector in 2020.

The conference provides opportunities to both banks and business representatives to discuss current issues, find solutions and drive the market up. The event also facilitates various business initiatives through a challenging agenda, successful and influential participants, combined with quality networking time.

The bank sector in 2020 - priorities and challenges
What’s next after the audit of the sector
PSD2 and GDPR - lessons learned and next steps
The consequences of the low cost of lending
Innovations and new types of bank models
Technology solutions for better efficiency of the sector

When and where: November 14, Sofia Hotel Balkan, Royal Hall

Audience: 450+ Bank CEOs and board chairs, regulatory authorities, business executives from various sectors, fintech companies, IT solutions providers, consulting companies, law firms, investment funds

Participation fee: 144 BGN incl. 20% VAT

Deadline for registration: November 13, 2019


  • Peter Andronov

    Peter Andronov Chairman of the Country Team of KBC Group for Bulgaria, Country Manager of KBC Group for Bulgaria, Chairman of the Management Board of UBB, CEO of UBB

    Peter Andronov was appointed Executive Director of CIBANK in July 2007. In March 2008 hе became Chief Executive Officer (CEO) and since March 2011 he has been Country Manager of KBC Group for Bulgaria. Аfter the acquisition of UBB by the Belgian bancassurance group KBC Group, Peter Andronov was appointed Chief Executive Officer and Chairman of the Management Board of UBB. Since 2008 he has also been a member of the Management Board of the Association of Banks in Bulgaria and its representative in the Banking Supervision Committee at the European Banking Federation. Since May 2015 he has been apponted Chairman of the Executive Board of the Association of Banks in Bulgaria (ABB). Before his appointment in CIBANK, Mr. Andronov held a number of positions in the private banking sector and in the Bulgarian National Bank. From 2002 until May 2007 he headed the Banking Supervision Department at the BNB. From 2003 until May 2007 he was a member of the Management Board of the Reserve Guarantee Fund. Mr. Andronov is also a member of the BNB’s Investment Committee. During the period 2005 – 2007 he was an observer and member of the European Banking Committee (EBC) and the Committee of European Banking Supervisors (CEBS) at the European Commission. During the same period he was an observer and member of the Banking Supervision Committee (BSC) at the European Central Bank. Mr. Andronov has been involved in the elaboration of the currently effective legislation framework on bank supervision in Bulgaria, incl. the Credit Institutions’ Act, the Supplementary Supervision of Financial Conglomerates Act, the BNB’s supervisory ordinances, instructions etc. Peter Andronov has a Master’s degree in Finance and Banking from the University of National and World Economy in Sofia (UNWE). Since 1995 he has lectured on Introduction to Finance and Banking Regulation at the UNWE, at the Higher School of Insurance and Finance and at the New Bulgarian University /International Banking Institute. He is fluent in English, German and Russian.
  • Teodora Petkova

    Teodora Petkova CEO and Chairman of the Management board of UniCredit Bulbank

    From May 2019 Teodora Petkova is CEO and Chairman of the Management board of UniCredit Bulbank. In September 2016 she became a member of the Management Board and Chief Risk Officer at Unicredit Bulbank in Sofia. She is the Chairing head of the Credit Council of Unicredit Bulbank, of the Provisioning and Restructuring Committee, and a member of the Credit Committee. She started her career in the Bank as a credit analyst in 2002 and became senior manager of the corporate credit team in 2007, leading the post-merger integration and implementation of the best practices in credit underwriting operations for the three local banks that were merged into UniCredit Bulbank. In the period 2009-2015, Teodora was Head of the Credit Risk Department of the Bank. Then she gained cross-divisional business experience as Head of International Center in the Corporate and Investment Banking Division, managing the relationship with the international and multinational corporates, having Bulgarian establishments. She is part of the Supervisory Board of UniCredit Consumer Financing EAD and UniCredit Leasing EAD has years of experience as part of the Board of Directors of UniCredit Factoring EAD. She is member of the Executive Board of the Association of Banks in Bulgaria (ABB) and she is in the Board of Directors of BORICA - Bank Services. Teodora Pеtkova holds a Master’s Degree in Finance from the University of National and World Economy in Bulgaria. She also has a Global Executive MBA from Carlson Business School of the University of Minnesota and from the Vienna University of Economics and Business.
  • Miroslav Vichev

    Miroslav Vichev CEO, BORICA

    Miroslav Vichev is a Chief Executive Officer of the payment and card operator BORICA. He has over 25 years of experience in the field of information technology for the banking sector. Before joining the company, he held a number of leadership positions - Head of "Applied Systems" at the Bulgarian Postbank, Director "Management Consulting and IT" at Deloitte & Touche, Head of "Consulting Department" at Microsoft Bulgaria and a consultant to the BNB in relation to the RINGS system, IT Director at HVB Bank Biochim, CEO of DSK Bank. He was also a member of the Supervisory Board of the "DSK Rodina" pension company, member of the Board of Directors of the "Cash Service Company AD" and a member of the Board of Directors of OTP Bank (Russia), Deputy of the CEO of OTP Bank (Hungary) and Chief Information Manager of the banking group. Mr. Vichev is a former graduate of the Technical University of Sofia.
  • Aleksander Petrov

    Aleksander Petrov Partner, McKinsey & Company

    Alek leads McKinsey’s work on risk advanced analytics in Europe. He supports clients across a range of risk topics, focusing especially on stress testing, recovery planning, and asset analysis. He maintains a wealth of experience in capital markets, derivatives pricing, and portfolio management from his consultancy work with clients and his earlier career in financial services. Before joining McKinsey, Alek, who is a member of the US Chartered Financial Analyst Institute, spent ten years in quant and trading roles in the European fixed-income and structured-finance sectors. For his doctorate on finance from the University of Vienna, he studied stochastic volatility in equity derivatives. Alek is a board member of the Aleksander Foundation, which seeks to promote the development of university education in Bulgaria. He is fluent in Bulgarian, English, German, and Russian, and has conversational ability in Italian.
  • Filip Genov

    Filip Genov CEO, F27, Co-founder, Sophia Lab

    25+ years in banking, innovations and technology
    Founder & MD of Sophia Lab, the leading digital transformation and acceleration think tank in Southeast Europe
    Founder & MD of the first banking & FinTech VC operation in the Southeast Europe
    Founder and Chairman of the Advisory Board of the FinTech and InsureTech Summit, the biggest industrial forum in the Southeast Europe
    Member of the Vienna Initiative, CEE’s lead expert on financial instruments for innovative and fast growing companies
    Co-Founder of the Strategic Center for Artificial Intelligence for Southeast Europe, based in Sofia
    Served on the Executive Committee of the Factors Chain International and Strategy and R&D aide to the Executive Committee of CEDEC
    Created and managed three 500+ million euro financial businesses
    MBA from NYU Stern School of Business, the London School of Economics and Political Science and HEC Paris
  • Georgi Zamanov

    Georgi Zamanov CEO, Allianz Bank Bulgaria

    Georgi Zamanov has a Master in Economics and Finance from the University of National and World Economy and in Nuclear Physics from Sofia University St. Kliment Ohridski. He started his career as an analyst in the Bulgarian National Bank, he worked in UBB, HVB Biohim and UniCredit Bulbank where he held senior managment positions in the field of NPLs management. Since 2007 he has been a Member of the Management Board of Unicredit Bank Serbia where he oversaw risk management and afterwards in Unicredit Bank Ukraine, responsible for corporate and investment banking. In 2016 he joined Allianz Bank Bulgaria and since the beginning of 2017 he is Chief Executive Officer of the bank. 
  • Goran Angelov

    Goran Angelov Founder and CEO, IBS Bulgaria

    Goran Angelov is a founder and CEO of IBS Bulgaria (IBS) one of the leading IT companies in the country with a focus on finance industry, analytics solutions and systems integration. Nowadays IBS is involved in key project for leading banks related to digital transformation, PSD2 regulation, infrastructure modernisation and information assets management.
    Goran Angelov has an engineer degree in process automation. He has more than 20 years of experience in the field of information and communication technologies and has participated in a number of successfully implemented large-scale IT projects for the business and the public sector.
  • Arnaud Leclair

    Arnaud Leclair Management Board member and Executive Director at DSK Bank and Expressbank Head of Risk Management Division in DSK Bank

    Arnaud Leclair has been CEO of Societe Generale Expressbank since 2014. Before that he has collected extensive banking experience in the SG Group in its subsidiaries in France, Germany, Russia and Bulgaria. During his term at SGEB, the bank has demonstrated excellent financial results and growth in the Retail and Corporate segments. He acts as a mentor and sponsor of various strategic initiatives and projects. Arnaud Leclair is currently sponsor of the project for the integration between DSK Bank and Expressbank.
  • Valentin Mihov

    Valentin Mihov Financial Services Executive and Management Consultant, Founder, Valor Advisers

    Valentin Mihov has more than 20 years professional experience in management consulting and banking. His focus over the years has been on strategy, organizational development, transformation, integration and turnaround. He has led multiple strategy assignments and implementation programs as associate partner at McKinsey and Company and later as Head of Transformation at Commerzbank in Germany, Head of Strategy at Sberbank Russia and Board Member for Strategy, Organization, IT and Operations in Sberbank Europe. Since 2018, Valentin works with several institutions in CEE on their strategy, digital transformation and organizational development directly or as Senior Advisor with selected management consultancy firms. Valentin holds an MBA degree from INSEAD.


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